Our Company Values
For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.
- People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
- Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
- Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
- Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)
Robert Gardner
President, WSG Partners
Robert Gardner has been a practicing Financial Advisor for over three decades. A native South Carolinian, he and his family were residents of Hilton Head Island since 2004, but relocated to the Greenville, SC area in 2020. Since his college days he has continually worked to further his professional education and business acumen. He holds several professional designations: Chartered Life Underwriter, (CLU), Chartered Financial Consultant, (ChFC), and Registered Financial Consultant, (RFC). He is a past president of the Hilton Head Area Council of Estate and Financial Advisors and is still an active member. He is the founder and president of WSG Partners, LLC.
Mr. Gardner’s focus and expertise is comprehensive wealth management for retirees, pre-retirees and closely held businesses. Since 1997, he has conducted over 430 seminars/workshops and in excess of 5,400 consulting interviews with individuals in or near retirement.
In August, 2020 Bob published his first book, Income Bliss, to assist all Americans in managing their financial well-being as they step into their retirement years. Income Bliss is an essential tool to help all people “live their ideal lives.”
“Unlike many financial planners, our team works with each client individually to identify their unique core values and life goals. We then work with them to create a financial strategy designed to support those ideals. Our comprehensive financial planning services are highly personalized and available to businesses owners and individuals in or near retirement. By offering frank, honest financial advice, we help each client create a practical, feasible plan based on their true financial picture. Believers in the concept that ‘cash flow is king’, we utilize the Income Bliss Model & tax-advantaged planning concepts to help our clients achieve their full financial potential.”
Robert & wife Katheryn are the proud parents of four children, Joshua, Erron, Adam and Anna. Son-in-law, Michael, daughter-in-law Loni, grandsons’ Efrem and Isaiah, granddaughters’ Joy Song, Valor & Ember, plus Archer, our Labrador Retriever.
Charles “Chip” Creed
Partner, WSG Partners
Charles “Chip” Creed joined WSG Advisors in 2009 following more than 15 years in the computer industry. After earning his bachelor’s degree in marketing and finance, he owned several computer-related businesses until turning his interests to financial planning. Chip currently handles WSG Advisors’ client services, assisting with portfolio reviews, asset allocation and portfolio transitions.
Plan For Your Future
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.