Robert Gardner, CLU, ChFC, RFC
WSG Partners, LLC.
Strategic. Comprehensive. Tactical.
This site is designed to have the best educational content available for those who are interested in: asset protection, reducing income taxes, guaranteed return (accumulation value) annuities coupled with a guaranteed income for life, creating a tax-free retirement nest egg.
Robert Gardner has been a practicing Financial Advisor for over three decades. A native South Carolinian, he and his family have been residents of Hilton Head Island since 2004. Since his college days he has continually worked to further his professional education and business acumen. He holds several professional designations: Chartered Life Underwriter, (CLU), Chartered Financial Consultant, (ChFC), and Registered Financial Consultant, (RFC). He is a past president of the Hilton Head Area Council of Estate and Financial Advisors and serves this organization as a board member for the current year. He is the founder and president of WSG Partners, LLC & WSG Advisors, LLC a registered investment advisor.
Mr. Gardner’s focus and expertise is comprehensive wealth management for retirees, pre-retirees and closely-held business owners. Since 1997, he has conducted over 400 seminars/workshops and in excess of 4,800 consulting interviews with individuals in or near retirement.
Unlike many financial planners, our team works with each client individually to identify their unique core values and life goals. We then work with them to create a financial strategy designed to support those ideals. Our comprehensive financial planning services are highly personalized and available to businesses owners and individuals in or near retirement. By offering frank, honest financial advice, we help each client create a practical, feasible plan based on their true financial picture. Believers in the concept that ‘cash flow is king’, we utilize the Income Bliss Model & tax-advantaged planning concepts to help our clients achieve their full financial potential.
Robert & wife Katheryn are the proud parents of four children, Joshua, Erron, Adam and Anna. Son-in-law, Michael, daughter-in-law Loni, grandsons’ Efrem and Isaiah, granddaughters’ Joy Song, Valor & Ember, plus our Labrador Retrievers – Archer and Apollo!
Charles “Chip” Creed
Charles “Chip” Creed joined WSG Advisors in 2009 following more than 15 years in the computer industry. After earning his bachelor’s degree in marketing and finance, he owned several computer-related businesses until turning his interests to financial planning. Chip currently handles WSG Advisors’ client services, assisting with portfolio reviews, asset allocation and portfolio transitions.